If you live in Massachusetts and have a septic system in your yard, you may encounter problems when you try selling your home. The problem is that your system must pass a Title 5 inspection in order for the sale to go through. If the inspection fails, you may end up having to pay a lot of money to meet the requirements of Title 5 septic systems. Here are three things you should know about this.
What is Title 5?
Title 5 inspections are requirements relating to the way septic systems operate and function, and these regulations were created in 1995. Title 5 regulations are primarily in place as an attempt to protect the environment from systems that were not installed properly.
One of the main aspects of this test is measuring the rate at which the water from the tank is absorbed into the ground. This measurement is important because if the rate is too high, your septic waste could be contaminating the ground and water in your area.
When you sell a home, you are required to get a Title 5 inspection. If you fail to do this, the sale will fall through. If you get the inspection and it passes, there will not be any problems with the sale. The only problem that can exist is if your inspection fails. If this happens, you will not be able to sell the house until the system is either repaired or replaced to the standards outlined in Title 5.
What are your options with a failed inspection?
When an inspection does not pass, you will have no other choice but to fix the problem. If you decide not to sell the house, you are still legally required to fix the system. According to the Massachusetts Real Estate Blog, the average cost to replace a system with a new one that meets the guidelines is between $25,000 to $50,000.
It is hard for many people to afford this extra, unexpected cost, but there are several options. The first option is to talk to the person that is purchasing the house from you. You may be able to work out a deal to split the costs needed to repair or replace the system.
The second option is to apply for help from the state of Massachusetts. One option they offer is a low-interest loan that you can apply for through the Homeowner Septic Loan Repair Program.
In addition, you could also take advantage of a tax credit equal to $6,000. This is designed simply to help homeowners reduce their taxable income, which can be beneficial for a time like this.
If you are interested in getting a Title 5 inspection, you will need to hire a septic company that is authorized to complete these inspections. For more information, contact John C Parmenter Inc. or a similar company.
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